AFT provide debt settlement solutions including debt reduction agreements where a reduced payment is made as full settlement of the debt

Debt resolution

We secure workable solutions to debt issues by taking a different approach

Lenders are in a dominant position when it comes to SMEs and they can manipulate businesses and business owners to their advantage in areas such as inappropriate loans, personal guarantees and excessive fees. Because these failings are not immediately apparent lenders can dominate the debt recovery process.

We redress the imbalance by giving you access to consultants with a wide range of both banking expertise and business experience who have been successful in negotiating settlement solutions over several years.

Early in the process we audit the client’s dealings with the lender, to review any concerns raised by the client and identify any shortcomings or irregularities. The results of this initial review, together with the client’s individual circumstances, play a key role in settlement negotiations.

We also help to relieve some of the stress of the process by acting as the lender’s primary point of contact.

To date we have achieved success for our clients in an average of 9 out of 10 cases, saving many millions of pounds. We have also helped them to:

or other

Prevent the
forced sale
of assets by
the lender

Protect the
family home

Save their


a call to AFT is FREE, confidential and without obligation
01772 644937

Debt settlement agreements

Our solutions can be as simple as negotiating sensible repayment terms, although they frequently include some form of debt reduction, where a reduced payment is made as final settlement of the debt.

Once a settlement is agreed and the client has met the terms of the agreement, they will be released from any further liability in relation to the debt in question – without having to enter into insolvency.

Each case is individual and unique, and while we can’t promise to provide a solution in all cases we have achieved an outstanding success rate.

We believe so strongly in our ability to deliver a successful outcome for our clients that our fees are directly related to the success we achieve.

We work with clients experiencing a wide variety of lending related debt problems obtaining:

  • Debt reduction agreements to facilitate the managed repayment of bank debts
  • Reduced debt settlement agreements in relation to personal guarantee and/or residual debt liabilities
  • Renegotiation of existing debt on more favourable terms
Take the first step

Dealing with difficult debt issues can take a heavy toll on your business and personal life. Recognising the need for help is an important first step.
The earlier you get help the better – and it’s never too late to try.
Contact us today. You have nothing to lose and possibly everything to gain.

Why you should contact us today

FREE, no obligation

FREE, no obligation

9/10 clients achieve
a successful outcome

Success-related fees

Email: | Call: 01772 644937